Financing Services

Manufactured and Modular Home Financing

Acquiring financing is an important part of purchasing a new home, but options can be limited, and the fine print can be confusing. Carefree Homes is proud to offer in-house construction financing options to all of our customers, giving you a reliable financing option right here at our dealership.

The right loan for any purchase

FHA Financing

In many parts of the country, manufactured and modular homes are the first choice of housing for residents, and acquiring a home loan with a competitive interest rate can be tough. We’re here to help -- getting a low interest rate manufactured or modular home loan is very possible using the FHA mortgage program. We’re experts in the details of of FHA home loans, and we can help you get approved for one quickly and confidently.

VA Financing

If you’re a veteran, a member of the military, or you’re married to someone who is, you may qualify for a VA Loan. You may qualify for fast approval and a stress-free loan, even with less than perfect credit. Refinance up to 100% of your home, or purchase a new home with no money down and never pay monthly insurance! At Carefree Homes, we humbly respect and admire all those who have served our country, and we offer our expertise with VA financing to you and your family to help you take advantage of this special program.

Land & Home Financing

If you already own land and you want to put a home on it, we can help you, too! We proudly offer Land & Home packages that provide our customers with a great value, while simplifying the purchase and installation of their new home. We’re well versed in Land & Home package financing -- with our knowledge and experience, we can help you navigate the process in comfort.

Get Pre-Qualified to Buy a Home