MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2042LS-V1

Built by: KIT Custom Homebuilders
4
3
2242 ft²
29'6" x 76'0"
4 Bdr / 3 Bath / 2242 sqft. - Lots of room to roam in this house. 4 Bedrooms, 3 bathrooms, family room, living room even a...
ManufacturedModularMH Advantage

Cedar Canyon / 2076-V1

Built by: KIT Custom Homebuilders
3
2
2321 ft²
44'0" x 54'0"
Cedar Canyon 2076 - 3 Bdr / 2 Bath / 2321 sqft. - Great floor plan for everyday living and hosting the parties at your new...
ManufacturedModularMH Advantage

Central Great Plains / CN961

Built by: Champion Homes
3
2
1798 ft²
29'0" x 62'0"
Modern kitchen with large center island opens to spacious living room, convenient large utility/laundry/mudroom with an ab...
ManufacturedModularMH Advantage

Central Great Plains / CN960

Built by: Champion Homes
3
2
1740 ft²
29'0" x 60'0"
Quality built home boast extra large living room opening to beautiful kitchen with large center island, utility/laundry ro...
ManufacturedModularMH Advantage

Central Great Plains / CN844

Built by: Champion Homes
3
2
1174 ft²
26'8" x 44'0"
Skillfully designed three bedroom home with no wasted hallway space features beautiful well equipped kitchen, spacious liv...
ManufacturedMH Advantage

Prestige Series / 28563C The Clearwater

Built by: Fleetwood Homes Nampa
3
2
1492 ft²
28'0" x 56'0"
28563C The Clearwater / Well built flexible family home available with numerous custom features including choice of three ...
ManufacturedMH Advantage

Prestige Series / 30764N The Gold Fork

Built by: Fleetwood Homes Nampa
4
2
2242 ft²
30'0" x 76'0"
30764N The Gold Fork exemplifies the quality and value Fleetwood Homes is well-known for. This beautiful home from the Wav...
ManufacturedMH Advantage

Broadmore Series / 28443B The Low Gap

Built by: Fleetwood Homes Nampa
3
2
1173 ft²
28'0" x 44'0"
Broadmore 28443B The Low Gap / Skillfully designed smaller double section family with big features absence of zero wasted ...
ManufacturedMH Advantage

Broadmore Series / 28563B The Moraine

Built by: Fleetwood Homes Nampa
3
2
1492 ft²
28'0" x 56'0"
Broadmore The Moraine / Skillfully designed and beautifully appointed family home features spacious living room open to br...
ManufacturedMH Advantage

Broadmore Series / 28683B The Caldera

Built by: Fleetwood Homes Nampa
3
2
1812 ft²
28'0" x 68'0"
28683B The Caldera / Quality value oriented customizable family home with spacious living room open to bright modern well-...
ManufacturedMH Advantage

Broadmore Series / 24543B The Switchback

Built by: Fleetwood Homes Nampa
3
2
1260 ft²
23'4" x 54'0"
Broadmore 24543B The Switchback / Beautifully designed, affordable quality family home features spacious living room open ...
ManufacturedMH Advantage

Broadmore Series / 28764T The Sawtooth

Built by: Fleetwood Homes Nampa
4
2
2027 ft²
28'0" x 76'0"
28764T The Sawtooth is a skillfully designed and beautifully crafted family home that features a large living room open to...
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Carefree Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.